• Is it the right time to invest?

  • S&P is up 25% with a pullback

  • ACWI up 19%

  • NASDAQ up 27%

  • While there may be great returns, you need to still be focused on long term investing

  • Even 1 month ago the S&P is up 3%

    • market changes short term

  • Time in the market and time in investments

  • The next recession stocks may get "hammered" but really in recessions the market is up

  • 2020 wont be as good as 2019 because this last year started with a pullback

  • Talking dividend stocks and interest rates

December 4, 2019